Ramco offers a wide spectrum of 'point-solutions' such as Fund Sweep System, Nostro Reconciliation, Retail and Loan Origination and CRM that are designed to support growing and large banking businesses. All these solutions promise you certainty in your business, allowing your institution to become agile, proactive, and responsive to the market.

Ramco's niche solutions in this space are an ideal fit for banks and non-banking finance companies looking to expand their services into the rural areas. Ramco's rural lending solution empowers institutions to process loan applications in offline branches and synchronize the transactions with central head office. Ramco's micro finance solution covers the entire micro finance value chain from receipt of loans to disbursement and tracking

Ramco offers a comprehensive portfolio of support solutions that integrate with your core applications and provide you with greater operational control and facilitate processing of complex transactions quickly, accurately, and easily. These solutions cover your core financial areas such as general ledger, fixed assets, account receivables & payables, vendor management and generic reconciliation

Intelligent documents are a unique offering from Ramco. Intelligent documents are Pdf extension to any core application that Is programmed and made dynamic, Is available for all users across the globe using Adobe reader (free download), Interacts with core systems through secured web services thereby retrieving and persisting data, Enables capture on offline mode and persistence online. Intelligent documents extends the reach of your core system infinitely. Can be used in any situation where data is captured. Enormous benefits to field staff to capture data remotely and sync with central system whenever online. Bar coding enables additional flexibility in data capture and retrieval

Ramco helps banking institutions develop an integrated enterprise-wide risk and compliance strategy that can reduce burden and cost of compliance, maintain rating and reputation, improve decision-making and enhance overall efficiency.

Ramco's banking and financial solutions are complemented by Ramco enterprise information management platform that includes

Ramco Master Data Management - A combination of systems and expert services that can deliver the 'single source of truth' for disparate system by quickly identifying, targeting, and resolving master data issues and restore confidence to business intelligence.

Ramco DecisonWorks - A comprehensive, smart, easy-to use and web architected business intelligence solution for enterprise performance management.

Governance, Risk and Compliance - Convergence of governance, risk and compliance (GRC) into a single technology framework provides a sustainable foundation for an effective risk and compliance program.